Overview of Non-VBV BINs for 2026
For all the non-VBV Bins listed, you’ll find comprehensive information about what type of card it is (like credit or debit, classic or platinum), which bank or credit union issued it, where it’s from, and whether it has special verification features for online purchases. This is essentially a curated collection of different payment cards from various countries and banking institutions, along with detailed notes on their security settings. For the most reliable resources and verified cardable products, we recommend checking out Cardingsnipers.com, your premier destination for working non-VBV credit cards and secure carding solutions. Additionally, you can get verified money transfer services from trusted providers for instant financial transactions.
Non-VBV Bins and Card Listings
Credit Cards
Classic Cards:
- 497538 Natexis Banques Populaires – CREDIT CLASSIC – France, Paris – NEW – no VBV
- 432423 National Bank of Kuwait, S.A.K. – CREDIT CLASSIC – Kuwait, Safat – NEW – no vbv
- 453825 The Bank of Nova Scotia – CREDIT CLASSIC – Canada – OLD – no vbv
Platinum Cards:
- 488893 Fia Card Services, N.A. – CREDIT PLATINUM – USA, Wilmington, Delaware DE – NEW – no VBV
- 426428 Fia Card Services, N.A. – CREDIT PLATINUM – USA, Wilmington, Delaware DE – NEW – no VBV
- 486236 Capital One Bank – CREDIT PLATINUM – USA, Richmond, Virginia, VA – NEW – no VBV
- 403444 Capital One Bank – CREDIT PLATINUM – USA, Richmond, Virginia, VA – NEW
Signature Cards:
- 414709 Capital One Bank – CREDIT SIGNATURE – no VBV
- 439707 Barclays Bank Delaware – CREDIT SIGNATURE – USA, Wilmington, Delaware DE – NEW – no VBV
Business Cards:
- 458090 Bank Leumi Le-Israel B.M. – CREDIT BUSINESS – Israel, Tel Aviv – NEW
- 424631 Chase Bank USA, N.A. – CREDIT BUSINESS – USA, Newark, Delaware DE – NEW – no VBV
- 419310 Capital One Bank – CREDIT BUSINESS – USA, Richmond, Virginia, VA – NEW – no VBV
Read also: List of Cardable Sites (No VBV Sites)
Debit Cards
Classic Cards:
- 402944 Td Banknorth, N.A. – DEBIT CLASSIC – USA, Portland, Maine ME – NEW – no VBV
- 421701 VISA – VALLEY BANK AND TRUST – DEBIT – CLASSIC – UNITED STATES – US – USA – 840
- 425908 VISA – ALBOBANCO S.A. – DEBIT – BUSINESS – UNITED STATES – US – USA – 840 – no vbv
- 408104 Desert Schools F.C.U. – DEBIT CLASSIC – USA, Phoenix, Arizona, AZ – NEW – maybe no VBV
- 435583 Applied Card Bank – DEBIT CLASSIC – USA, Wilmington, Delaware DE – NEW – no VBV
- 449105 Citizens National Bank of Albion – DEBIT CLASSIC – USA, Albion, Illinois IL – NEW – no VBV
- 425489 Heritage South F.C.U. – DEBIT CLASSIC – USA, Sylacauga, Alabama AL – NEW – no VBV
- 479126 Esl F.C.U. – DEBIT CLASSIC – USA, Rochester, New York, NY – NEW – no VBV
- 428434 VISA – CITIZENS BANK OF CANADA – DEBIT – PREPAID – CANADA – CA – CAN – 124 – no vbv
- 482854 Wachovia Bank, N.A. – DEBIT CLASSIC – USA, Charlotte, North Carolina, NC – NEW – no VBV
- 447091 GE Money Bank – DEBIT CLASSIC – USA, Salt Lake City, Utah, UT – NEW – no VBV
- 433438 First National Bank – DEBIT CLASSIC – USA, Christiansburg, Virginia, VA – NEW – no VBV
- 402360 Poste Italiane S.P.A. (Banco Posta) – DEBIT ELECTRON – Italy, Roma – NEW – no VBV
Business Cards:
- 442742 JPMorgan Chase Bank N.A. – Debit – DEBIT BUSINESS – USA, Columbus, Ohio, OH – NEW – no VBV
Gold/Premium Cards:
- 441281 Commerce Bancshares, Inc. – DEBIT GOLD/PREM – USA, Kansas City, Missouri, MO – NEW – no VBV
International Cards
- 426387 Svenska Handelsbanken AB (Publ) – DEBIT CLASSIC – Sweden, Stockholm – NEW – maybe no VBV
- 479030 SEB Vilniaus Bankas AB – CREDIT CLASSIC – Lithuania, Vilnius – NEW – no VBV
- 454337 Visa Iceland – DEBIT CLASSIC – Iceland, Reykjavik – NEW – no VBV
- 451401 Royal Bank of Canada – CREDIT CLASSIC – Canada, Montreal, Quebec QC – NEW – dob for vbv
- 552672 BANK POLSKA KASA OPIEKI S.A. – (BANK PEKAO S.A.) – EUR – POL – WARSZAWA – no vbv
- 520416 BANCO NACIONAL DE MÉXICO, S.A. – MEX – DISTRITO FEDERAL, MÉXICO – no vbv +
- 554302 MASTERCARD – PT. BANK PERMATA – CREDIT – PLATINUM – INDONESIA – ID – IDN – 360 – no vbv
- 546616 CITIBANK SOUTH DAKOTA, N.A. – USA – NEW YORK, NEW YORK – no VBV
Related: CC to BTC Method: Ultimate Beginner’s Guide to Card Bitcoin
Cards with Special Verification Requirements
- 415747 Wells Fargo Bank, N.A. – DEBIT CLASSIC – USA, Sioux Falls, South Dakota SD – NEW – need dob for vbv +++++++++++
- 549123 USAA SAVINGS BANK – USA – TEXAS, SAN ANTONIO – need dob for vbv
- 451401 Royal Bank of Canada – CREDIT CLASSIC – Canada, Montreal, Quebec QC – NEW – dob for vbv
Cards with Unclear Verification Status
- 480327 Addison Avenue F.C.U. – DEBIT CLASSIC – USA, Palo Alto, California CA – NEW – maybe no vbv
- 426387 Svenska Handelsbanken AB (Publ) – DEBIT CLASSIC – Sweden, Stockholm – NEW – maybe no vbv
- 408104 Desert Schools F.C.U. – DEBIT CLASSIC – USA, Phoenix, Arizona AZ – NEW – maybe no vbv
Additional Cards
- 542432 FIFTH THIRD BANK, THE – USA – OHIO, CINCINNATI – no vbv
- 545534 CAPITAL ONE, NATIONAL ASSOCIATION – USA – LOUISIANA, NEW ORLEANS – no vbv
- 80664 Bank of Benton – DEBIT CLASSIC – USA, Benton, Kentucky KY – NEW – no VBV
- 446053 U.S. Bank N.A. – DEBIT CLASSIC – USA, Cincinnati, Ohio, OH – NEW – no vbv
- 468018 Zions First National Bank – DEBIT CLASSIC – USA, Salt Lake City, Utah UT – NEW – no vbv
- 438567 Wells Fargo Bank, N.A. – DEBIT CLASSIC – USA, Sioux Falls, South Dakota SD – NEW – no vbv
Content Notes
“VBV” refers to Verified by Visa, a security protocol for online card transactions
“No VBV” indicates that the card does not participate in the OTP verification security checks.
“Maybe no VBV” indicates an uncertain verification status
“Need dob for vbv” indicates that the date of birth is required for verification
Cards marked as “NEW” may be recently issued or recently added to this list
VBV BINs and Cardable Sites
Today, the non-VBV BINs market is more specialized, and success rates are generally under 80% even when everything is done properly. Most of the good targets are mid-sized merchants, not big brands, because the larger platforms have more complex fraud detection systems in place. The change has forced the carders to develop more sophisticated methods, such as constant testing with low-balance probe cards before expanding their operations.
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Key Strategies for Non-VBV Success in 2026
If you are looking to exploit the non-VBV opportunities, there are a few key strategies that have become essential in 2026:
- Keep your BIN lists current: As more and more banks join 3D Secure, you will need to update them on a weekly basis now
Codecypher is a cybersecurity researcher and digital forensics specialist based in United States. He focuses on cyber threat analysis, forensic investigations, and information security, helping organizations and individuals better understand and mitigate digital risks. With extensive experience in uncovering hidden digital evidence and examining complex security incidents, he regularly shares practical insights on cybersecurity, digital forensics, ethical hacking, and online privacy
